body {
	margin: 0;
	padding-top: 15px;
	background-color: #FFFFFF;
	SCROLLBAR-FACE-COLOR: #C0C0C0;
    SCROLLBAR-HIGHLIGHT-COLOR: #000000;
    SCROLLBAR-SHADOW-COLOR: #0000c0;
    SCROLLBAR-3DLIGHT-COLOR: #000080;
    SCROLLBAR-ARROW-COLOR: #000080;
    SCROLLBAR-TRACK-COLOR: #000000;
    SCROLLBAR-DARKSHADOW-COLOR: #000080;
}

H1 {
	font-family: arial, helvtica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #666666;
	border-top:2px solid #666666; 
	border-bottom:1px dotted #666666; 
	line-height: normal;
}

H2 {
	font-family: arial, helvtica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #0063B5;
}

p {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	line-height: 130%;
}

a:link {
	color: #000000;
	text-decoration: underline;
}

a:visited {
	color: #404040;
	text-decoration: underline;
}

a:hover {
	color: #404040;
	text-decoration: underline;
}

.header {
	font-size: 11px;
	font-weight: bold;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #051398;
	background-color: #FFFFFF;
	text-align: left;
	text-decoration: none;
	padding-bottom: 5px;
}

.header a:link {
	color: #FFFFFF;
	text-decoration: none;
}

.header a:visited {
	color: #CCCCCC;
	text-decoration: none;
}

.header a:hover {
	color: #000084;
	background-color: #CCCCCC;
}

.contentleft {
	font-size: 12px;
	font-family: arial, helvetica, sans-serif;
	font-weight: bold;
	color: #FFFFFF;
	line-height: 150%;
	background-color: #FFFFFF;
	text-align: left;
	text-decoration: none;
	padding-top: 10px;
	padding-bottom: 10px;
	padding-left: 3px;
	background-image:url('images/button3.gif');
	background-position: left top;
	background-repeat: no-repeat;
}

.contentleft a:link {
	color: #FFFFFF;
	text-decoration: none;
}

.contentleft a:visited {
	color: #000000;
	text-decoration: none;
}

.contentleft a:hover {
	color: #FFFFFF;
	background-color: #84B5D6;
}

.contentright {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #000000;
	line-height: 130%;
	background-color: #FFFFFF;
	text-align: left;
	text-decoration: none;
	padding-left: 5px;
	padding-right: 5px;
	padding-top: 15px;
	padding-bottom: 15px;
}

.contentright a:link {
	color: #0063B5;
	text-decoration: none;
}

.contentright a:visited {
	color: #404040;
}

.contentright a:hover {
	color: #0063B5;
	text-decoration: underline;
}

.bottomcenter {
	font-size: 10px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #000000;
	background-color: #FFFFFF;
	text-align: center;
	text-decoration: none;
	border-top: 10px solid #84B5D6;
	padding-top: 15px;
	padding-bottom: 5px;
}

.bottomcenter a:link {
	color: #000000;
}

.bottomcenter a:visited {
	color: #CCCCCC;
}

.bottomcenter a:hover {
	color: #000084;
	background-color: #CCCCCC;
}

.stndtable {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #000040;
	text-align: left;
	padding-top: 3px;
	padding-bottom: 3px;
}

.ratetable {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #000040;
	text-align: left;
	padding-top: 3px;
	padding-bottom: 3px;
	border-bottom: 1px solid #000040; 
}

.contact {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	color: #000000;
	line-height: 130%;
	background-color: #FFFFFF;
	text-align: left;
	padding-top: 5px;
	padding-bottom: 15px;
}

/* MAKE COMMENTS THIS WAY*/

b.hl {
	background-color: #FFFF80
	}
	
.shadow {
	text-shadow: 3px 3px 5px white;
	}

.bluetext {
	color: #000080;
	}
	
.redtext {
	color: #FF0000;
	}
	
.whitetext {
	color: #FFFFFF;
	}

.boldtext {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	font-weight: bold;
	}
	
.normaltext {
	font-size: 11px;
	font-family: verdana, tahoma, arial, helvetica, sans-serif;
	line-height: 150%;
	}